Digital Lending Infrastructure

Where Digital Platforms
Meet Global
Capital.

Infrastructure for Global, Short-duration Senior Credit Exposure

CHUAN helps digital platforms scale lending and helps capital partners access short-duration, diversified credit exposure through institutional-grade warehousing, servicing, and structuring infrastructure.

Partner With Us Investor Portal

Digital LendingEmbedded FinanceConsumer CreditMerchant FinancingAsset WarehousingRisk MonitoringCapital StructuringInstitutional DistributionAsia and BeyondDigital LendingEmbedded FinanceConsumer CreditMerchant FinancingAsset WarehousingRisk MonitoringCapital StructuringInstitutional DistributionAsia and BeyondDigital LendingEmbedded FinanceConsumer CreditMerchant FinancingAsset WarehousingRisk MonitoringCapital StructuringInstitutional DistributionAsia and BeyondDigital LendingEmbedded FinanceConsumer CreditMerchant FinancingAsset WarehousingRisk MonitoringCapital StructuringInstitutional DistributionAsia and Beyond

What We Do

Connecting Digital
Borrowers to Capital

CHUAN connects global digital borrowers with capital markets. We help digital platforms scale lending and help investors access global, short-duration, senior credit exposure.

Co-lend with Digital Platforms

CHUAN co-lends as a senior lender, enabling digital platforms to originate to consumers and merchants inside native workflows.

Warehouse Assets and Risk Monitoring

Store small-amount, scattered digital lending assets, and implement full-lifecycle risk monitoring and fund clearing and distribution.

Asset Distribution

Convert fragmented digital loans into investable structured credit assets through funds, ABS, and tokenized channels.

Market Gap

What Problem
Are We Solving

Three structural frictions block efficient capital flow from institutions to embedded digital credit demand.

Key Frictions

The large-scale migration of credit demand online alongside the digital economy

Lending demand now lives inside e-commerce, payments, creator platforms, and mobility workflows where borrowers transact every day.

Proprietary Capital Constraints of Digital Platforms

While asset origination on digital platforms is growing rapidly, they are constrained by limited proprietary capital and insufficient institutional funding.

Direct routing of institutional capital to digital lending is costly and inefficient

Direct access of institutional capital requires integrations, reconciliation workflows, and servicing oversight across multiple platforms.

What CHUAN Does

CHUAN Fills the Infrastructure Gap

To bridge the structural gap between growing credit demand and capital supply, CHUAN builds the missing infrastructure layer across risk and capital.

Operating Model Overview

How CHUAN Works

End-to-end infrastructure across origination, warehousing, structuring, servicing, and distribution.

Partner with Digital Platforms

We work with digital platforms that originate financing demand in native user workflows across consumer and merchant ecosystems.

Co-lend and Warehouse Assets

CHUAN co-lends as senior lender and warehouses fragmented digital loans with platform first-loss support.

III

Monitor and Service

We apply data-connected monitoring, portfolio oversight, and servicing coordination throughout the asset lifecycle.

Connect to Capital Markets

We underwrite and distribute through institutional channels.

Asset Servicing Infrastructure

Eight AI Engines

Asset Engines

Credit Assessment

Risk Monitoring

Licenses & Contracts

Collection & Distribution

Funding Engines

Securitization

Rating, Reporting & Valuation

Tokenization & Allocation

Trading

Risk Discipline

Risk Discipline
by Design

Combining structural protection with data-connected monitoring across the full asset lifecycle.

Portfolio Discipline

Partner selection, diversification, and concentration limits across platforms, countries, and loan types.

Data Integrations

Daily data feeds provide fast feedback loops and early warnings.

Structural Protection

Platforms' first-loss support, over-collateralization, and platform-owner guarantees.

Payment Collections

Platform-supported repayment interception directs collections to CHUAN-designated accounts.

Margin Call Mechanism

Dynamic re-valuation helps ensure capital-at-risk remains over-collateralized.

Our Results to Date

Asset Warehouse and Deployment
First CHUAN Digital Lending Fund²

Performance signals that matter most to institutional partners: scalable deployment, disciplined downside control, and repeatable cash-yield outcomes.

Core Deployment Scale

$0.0M

Cumulative Loan Deployment¹

Scale Context

238,144

Borrowers

429,828

Underlying Loans

0.00%

Annualized Senior Return

Days with Positive Returns³

Non-performing Loans⁴

(1) CHUAN typically serves as co-lender alongside platforms with lending entities licensed by regulators in their respective markets.

(2) Chuan Private Credit Fund is managed by Lindale Capital Limited, a corporation licensed by the SFC of Hong Kong to conduct Type 4 and Type 9 regulated activities.

(3) Except for days of dividend payouts.

(4) %NPL is shown for the fund as senior lender protected by platforms' first-loss support.

Data as of Jun 30, 2026.

For Capital Partners

Capital Providers

Access a scalable digital-economy asset class with short-duration, granular, diversified private credit and structural protections.

Access Channels: Fund, ABS, Institutional Investor Portal:risk.capitalchuan.com

For Digital Platforms

Digital Platforms / Originators

Scale financing products while staying focused on core operations. CHUAN provides senior capital, warehousing, and distribution infrastructure.

Start a Platform Partnership

Team

Built by a Cross-Functional Team

The team covers competencies across the full value chain: asset origination and investment, underwriting and risk management, technology infrastructure, Web3 buildout and distribution, and capital markets / structured finance.

Many team members have worked together previously.

Meet the Team

Where Digital PlatformsMeet GlobalCapital.

Connecting DigitalBorrowers to Capital